Stopping Creditor Harassment in Buffalo, NY
Protections Under the Fair Debt Collection Practices Act
Many laws are set in place to protect individuals from the unlawful and
harassing actions often displayed by debt collectors. These laws restrict
the practices of collection agencies from engaging in aggressive practices
that are classified as harassment. The Fair Debt Collection Practices
Act (FDCPA) is on your side to put an end to the threats and abusive behaviors
of debt collectors.
Once you retain the legal services of a
bankruptcy attorney in Buffalo, an automatic stay is placed on all debt collection
practices. At Smith & Messina LLP, we can help you protect
your rights and ensure that the debt collection agency is held responsible
for its abusive actions. Since 2004, we have been helping individuals
in dire financial circumstances.
Speak with our lawyer at once for a personalized plan of attack to your debt and creditor harassment issue.
Unlawful Actions of Debt Collectors
You can be comforted by the regulations set in place by the FDCPA. This
act provides consumers with relief from harassing, deceptive, and abusive
tactics taken by debt collectors.
Common collection actions that are not permitted include:
- Disclosing your debt to third parties
- Using abusive or profane language during communication
- Reporting or threatening to report false information
- Calling outside the hours of 8am and 9pm.
- Contacting you in any manner after a written request to stop has been submitted
If a debt collector or collection agency intentionally violates the FDCPA,
they can be sued for damages. Do not allow this type of abuse to damage
your hope or your future. Take legal action today and schedule a case
evaluation. We have the resources to provide you with a personalized evaluation
of your case and to help you navigate each step of bankruptcy process.
Do not hesitate to call today - (716) 259-1030.